Identity Theft

According to the Federal Trade Commission, identity theft has topped its list of consumer complaints every year, for the last 15 years. Identity theft occurs when a criminal obtains and misuses someone’s personal information without permission, typically for economic gain. For many victims, it can result in drained bank accounts, poor credit, and a damaged reputation.

Check out these resources for protecting yourself against identity theft:
8 Tips to Protect Your Identity
12 Ways to Protect Your Mobile Device
7 Tips for Protecting Yourself Online
5 Ways to Protect Your Small Business from Fraud

FDIC Consumer News

Useful information to help you make informed decisions about your money and to protect yourself against financial scams and fraud. Check out these resources from the FDIC.
Credit Reports
Debt Collection

Billing Errors and Resolution
Identity Theft

Holiday Tips

Many consumers will face financial woes this holiday season – be it from shopping scams, or just over-spending. Use these tips to prepare now and avoid holiday headaches later!
6 Ways to Avoid Holiday Shopping Scams
How to Avoid a Holiday Hangover

Tax Season

From Tax Fraud and scams to making the most out of your return, there are plenty of things consumers need to be aware of. Check out these helpful resources for Tax Season information:

Introducing Chip Cards

Banks across the country are issuing credit and debit cards with an embedded computer chip, called EMV or Chip Cards. Implemented to protect against fraud, these cards are equipped with a small computer chip that assigns a one-time code, making every transaction unique and the card more difficult to counterfeit.

A chip card—also known as an EMV card—is your financial institution’s way of adding an extra layer of security when you pay. Chip cards can be used anywhere your other cards are used, but the chip functionality only works at a business that has an activated chip-enabled terminal.

Click here to learn more about Chip Cards and how to use them from the American Bankers Association
Click here to access consumer FAQs from gochipcard.com

Growing Financially

Hometown bankers are here for all of your life events – from opening your first savings account, to financing a home, and planning for retirement. Here are some tips on how to navigate those life stages:
5 Times to Teach Your Children about Finance
Top 10 Money Tips Every Freshman Should Know
6 Financial Traps New College Grads Should Avoid
What Every Homebuyer Should Know
Money Mistakes Newlyweds Should Avoid