BLU3 Technologies is an audit service company dedicated to providing high quality, effective information technology audits, network security/penetration testing, and BSA/ACH Audits. In operation since 2000, we provide services in 10 states for banks ranging from $13 million to over $4 billion in assets. Our approach is to build a relationship with each client to help your organization manage risk and foresee upcoming threats. We pride ourselves on being a part of your bank and being available to provide answers—all for one very reasonable price.

Every service and product we offer answers immediate and future needs in a way that is both practical and progressive. Our professionals work with you to customize programs that reduce downtime and long-term ownership costs while ensuring short-term support. We specialize in planned service, not reactive service. It’s a combination of advice and common sense from a company who knows the industry and takes the time to know your business.

Product Lines: Integrated Security Systems, General Bank Equipment, Safes, Vaults and Locks, ATMs.

Fidelity Information Services has customers in more than 50 countries and territories, and provides information processing management, outsourcing services, professional consulting services, and application software to the financial services and mortgage industries. More than one-third of the total dollar volume of outstanding U.S. consumer loans, including mortgages, is processing on FIS’s software applications.

The Fleming Companies is the joint effort of three different full-service contracting companies to provide the industrial, commercial and institutional client with a seamless integration of a wide range of services. Together, these corporations, Fleming Electric, Inc., Fleming Electronics, Inc. and Fleming Network Services, Inc. employ a combined staff of 120 uniquely trained individuals who serve the very diverse needs of our client base.

Our firm provides advice and assistance to banks, broker-dealers and other providers of financial products in accordance with intricate state and Federal banking statutes and regulations. Our attorneys practicing in this area regularly counsel clients and litigate cases involving: Commercial Lending Facilities, Asset-based financing and secured lending transactions, Acquisition financing, multiple creditor facilities and letters of credit, Formation, chartering, mergers, acquisitions, reorganizations and regulatory compliance.

We provide estate planning and dispute resolution services to a wide range of clients, including individuals, executives, professionals, business owners, farmers and ranchers and forest landowners. Our lawyers practicing in this area focus on helping clients achieve comprehensive estate planning goals, from the most traditional level of estate planning to the most advanced level of tax-saving strategies.

Frost is a strong regional commercial bank, with more than 100 years of experience in helping other banks with cash letters, check processing and other needs. We are now offering these services to banks in Arkansas. At Frost, we have a long-term commitment to our banking customers. It is a core line of business for us, not a service that comes and goes depending on the economy. In addition to cash letter processing and wire transfer services, we also offer a full range of treasury management, custody, vault, international and trust services, as well as insurance, public finance and credit services.

Your guest room will be yours to call home while in Little Rock and our entire staff will be dedicated to your comfort. Your rest and rejuvenation will be paramount to our staff from the moment you step foot into our lobby.

Since our founding in 1962, HORNE has become a leader in the CPA and business advisory industry. The driving force of our accounting and business advisory firm is--and always will be--our close personal attention to our clients’ needs.

HORNE LLP offers services that go beyond simply filing your taxes and preparing financial statements. Instead, our trusted and innovative financial professionals deliver proactive, customized approaches to both public and private clients across a wide range of industries. Make sure your future is a bright one--put the customized services of HORNE to work for you today.

Emphasizing innovation and forward-looking ideas, HORNE is a top 50 firm in the nation and a top 10 firm in the Southeast. From 13 office locations in Mississippi, Tennessee, Alabama, Louisiana, Texas and Arizona, more than 475 team members deliver to clients across the United States.

Hudson, Cisne & Co. LLP was established in 1987 out of the need to provide accounting and tax services along with the audit function to both large and small closely-held businesses. Since that time, the firm has grown from a staff of four professionals to a firm of twenty-five professionals, and six administrative support staff. Our firm services clients whose businesses operate within and beyond the borders of the state of Arkansas. Hudson, Cisne & Co. LLP is a local firm with a regional presence. Endeavoring to maintain strong communication links with the firm’s clients is a top priority for all firm members.

We know that a successful engagement is accomplished on schedule for a reasonable price with minimum disruption of your operations. This success can only be accomplished through effective team work.

We don’t just build a structure for your bank; we build banks. From vaults, to dirt-work, to site location, we do it all. Hydco, Inc. specializes in coordinating the entire building process, from the time you decide to build until the first customer walks through the door. We call this turn-key banking. Where you decide to build can be as important to you and your community as the size and design of the bank itself. Our group of banking professionals can help you with traffic studies, marketing/merchandising and pertinent zoning issues. It is true what they say...location, location, location. Our unending creativity and experience also allow us to design a building that fits your banking philosophy, security needs, architectural desires and customer needs. A sample of our past work shows there are no banking molds for us to fit in. We build banks that work for you.

JPMS Cox was formed in 1987 by public accounting professionals whose desire was to provide a range and quality of accounting, tax and consulting services not readily available in Arkansas. As a result, our clients benefit from the same breadth of services offered in a large national firm, but with a personalized, hands-on approach.

In 2004 JPMS Cox increased the size and scope of its services with the addition of a new partner. With the partners’ combined experience of national and international accounting as well as national resources, technology services and asset management, JPMS Cox delivers excellence in both traditional and non-traditional services, including Accounting & Auditing, Tax Planning & Compliance, Small Business Services and Technology Services.

Each of our partners brings to the firm a unique skill set, with a knowledge base and expertise designed to meet the varied needs of our clients.

We are a business enabler for financial institutions, providing solutions for banks with up to $30 billion in assets, available in-house or outsourced. Applications and services including core data processing, CRM, branch sales automation, item/document imaging, electronic banking, cash management, fraud protection, ATM software and EFT transaction processing, with comprehensive implementation and support services.

Kutak Rock LLP has represented financial institutions in numerous capacities in a broad range of transactions involving both foreign and domestic banks and institutional lenders, savings institutions, insurance companies and holding companies for banks and savings institutions.

A variety of depository institutions and their subsidiaries recognize Mitchell Williams an established leader in Arkansas banking legislation and turn to our Bank & Finance Team for assistance in a number of areas, including: lending, regulatory issues, insurance and securities activities, loan documentation involving all types of collateral, branching, bank holding companies, and plans of exchange for bank holding companies. Members of the Bank & Finance Team handled the first conversion of an Arkansas federally-chartered savings and loan association into a national bank. We also completed the first acquisition of an Arkansas bank holding company under the Arkansas Regional Reciprocal Banking Act. Team members conduct a bi-annual commercial lending conference attended by bankers from across the region.

Mitchell Williams has a long history of serving the needs of banking clients. Our experience includes: chartering new banks, forming bank holding companies, handling bank mergers and acquisitions, advising banks and bank holding companies on compliance with federal and state securities laws, and drafting banking statutes.

In business since 1989, Mortgage Investors Group is Tennessee ’s leading independent mortgage lender. Our Direct Lending division partners with Community Banks in Alabama , Arkansas , Georgia , Kentucky , North Carolina , and Tennessee to offer a unique package of secondary market mortgage solutions. As a community bank mortgage professional, your world is more challenging than ever before. We understand that each client has their own way of serving their customers. We offer our Community Banks the flexibility to operate as a Correspondent, Delegated Correspondent, or as a Wholesale or some combination thereof.

MIG Direct Lending offers hundreds of products, of which almost all can be pre-approved via our automated underwriting system, from your office. Our system allows you to run a loan through Fannie Mae’s Desktop Underwriter or Freddie Mac’s Loan Prospector. We offer Conventional, Jumbo, and Government products.

Because we limit our client base to Community Banks, we are able to offer unparalleled service & technology. Stability, Dependability, and Ability – Mortgage Investors Group has been a leader in providing exceptional Mortgage Lending Services for over 19 years. At MIG, “We are large enough to serve your needs, but small enough to care.”

Mountain life Insurance Company was created to provide insurance products to financial institutions. Because our company was founded by bankers, our products and services were designed from the beginning to be used by loan platform personnel.

Mountain Life designs its products and services with the needs of the lending institution in mind. Mountain Life works with lending officers and staff to keep credit insurance sales and administration easy. Forms and administrative procedures are designed for your convenience, so you may provide better service to your loan customers.

In addition to credit life and disability insurance, Mountain Life offers term insurance products designed expressly for financial institutions. Our term insurance products are convenient and easy to use with one page applications, simplified underwriting and software for personal computer based quoting and application printing.

Mountain Life has a long standing reputation for great customer service in the financial industry. We are proud of our knowledge of the lending market and our ability to meet its needs and anticipate its trends.

NetGain Technologies is one of the top managed IT services and IT solutions companies in the world, serving multiple industries for over 27 years. Since 1984, we have continually exceeded customer expectations by offering expert architectural design, implementation and the highest level of customer support. Coupled with an ongoing commitment to training and certifying some of the most qualified professionals in the industry; NetGain Technologies’ mission is creating happy clients through effective technology solutions.

In 1995, Mark and Jim Jacobson purchased the company from their father, Don. Beginning with a small, single office, NetGain Technologies has grown to employee over 130+ individuals in Lexington and Louisville, Kentucky; Little Rock, Arkansas; Chattanooga, TN; and Cincinnati, Ohio. The company has expanded to become one of the region's largest, locally-owned and highly respected Information Technology providers.

Through strategic partnerships with best-in-class manufacturers, such as Cisco, HP, Microsoft, EMC, VMware and more, NetGain Technologies is able to provide a multitude of IT solutions for businesses. Working with organizations of all sizes and industries as a trusted and valued partner, NetGain Technologies can deliver IT solutions to solve your complex business problems.

Pollution Management, Inc. (PMI) understands the nature of, and often complex maze involved with, understanding and dealing with environmental issues. We can assist with preliminary site investigations/characterizations, application submissions, environmental inspections/assessments, all the way through any type of project management/design services to clean-up/remediation. PMI can also utilize our expert professional staff to provide communication with the appropriate governing authority to ensure you are channeled through the regulatory process efficiently. We work directly with regulatory officials and staff from state environmental regulatory agencies and the U.S. Environmental Protection Agency (EPA).

PULSE EFT Association, a Discover Financial Services company, is one of America’s leading ATM/debit networks. Pulse currently serves more than 4,200 banks, thrifts and credit unions. PULSE links more than 90 million cardholders with more than 250,000 ATMs and 3.4 million debit terminals at retail locations nationwide. In recent years, PULSE has become known as a valued resource for consumer research related to EFT services and an effective national voice on public policy issues relevant to the financial services industry.

The firm has extensive experience in a wide range of banking issues for state and national banks and bank holding companies, including bank formation, holding company formation, branching, bank acquisition, mergers, loan transactions, representation of the bank as creditor, as well as regulatory and compliance issues involving the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the Office of Thrift Supervision (OTS) and the Federal Reserve Board. We are frequently called upon to prepare loan documentation and provide legal opinions in the areas of usury, enforceability of security interests and choice of law issues. We handle revolving and term loans involving the full spectrum of loan purposes and collateral including agricultural loans, inventory financing, debt restructuring and real estate acquisition. We can assist banks in creating loans with multiple participations and loans capable of being syndicated. We have represented more than forty banks with market capitalizations ranging from a few million dollars to over fifty billion dollars.

We also regularly represent banking clients on work-out negotiations and reorganizations, credit card issues, compliance with the Gramm Leach Bliley Act and the USA Patriot Act, issues regarding financial and other activities of bank subsidiaries and affiliates, and emerging privacy issues.

We have provided accounting, auditing, tax and consulting services for leading financial institutions in our region for more than 60 years. Our experience allows us unique insight into the specialized concerns of financial institutions in today’s rapidly changing competitive environment.

In addition to the traditional range of services generally associated with CPA firms, RBG helps find solutions for highly specialized problems, including operations and regulatory issues. Because our staff has consulting capabilities in addition to accounting expertise, we bring a broad perspective to every client situation.

“We understand that your business is unlike that of even your closest competitor. That’s why your special set of needs shapes our solution for you. We’re more than a financial service resource - we’re people providing answers for your business.”

Tax - We offer not just tax preparation and planning but overall profit planning as well, including evaluation of how new legislation can affect financial institutions.

Accounting & Auditing - RBG provides a complete range of audit services, including opinion audits, information system reviews and other special examinations.

Consulting - We provide practical consulting services that result in enhanced financial institution performance. These services cover a wide range of information technology, operations and regulatory matters.

At Shay Financial Services, Inc., we take pride in our history, our accomplishments and our enduring client relationships. Shay has been serving the needs of financial depository institutions since 1981, from securities transactions to asset/liability modeling and from institutional mutual funds to alternative funding strategies.

Shay was founded in 1981 by Rodger D. Shay and James Bolton, both former Merrill Lynch executives. The company was established specifically to meet the unique investment demands and regulatory requirements faced by financial institutions.

Shay’s core competency is the assimilation and application of balance sheet knowledge. We fuse the disciplines of finance, asset/liability management, portfolio management, and securities analysis. In short, we are purveyors of capital markets knowledge to institutional investors. Our mission is to build more profitable balance sheets.

Smiley Tech provides technology based banking services and solutions for medium to large community banks in the United States. The SIBanking system is designed to make your bank more efficient, competitive, and profitable.

Our heritage is a solid one in which we proved that there is no substitution for hard work, fair prices and excellent customer service. We believe that information technology should be a tool that your bank uses, and not a commodity that you are required to purchase.

Give us a chance, and we’ll show you why even our largest competitors are following our lead as we bring banking technology into the new millennium.

SRM is a professional services company that specializes in identifying, negotiating, implementing, and measuring vendor cost savings and revenue enhancement opportunities previously undiscovered or overlooked. SRM also provides proprietary benchmarks, which include a broad spectrum of vendor expense and revenue opportunities. The firm was founded in 1992 and is the leader in providing solutions to financial institutions via a “no risk”, performance based model.

Scout is a risk management dashboard from Supernal Software that gives financial institutions a way to manage and have real-time visibility into a broad range of information security and other operating risks. Scout is the only risk management dashboard that's constantly updated with the latest FFIEC standards. Let Scout help your institution effectively manage GLBA, Red Flags, Vendor Management, and Bank Secrecy Act Risk Assessments.

Syntel is the most popular mailroom solution in America . AutoMail® users combined save $50,000.00 a day in postage costs alone. Mailroom automation with AutoMail® significantly increases the savings on labor, equipment and supplies. That is a significant savings in non-interest expense that goes to the company’s bottom line.

Syntel is CASS, PAVE, and Gold certified by the USPS. Syntel’s software is USPS Intelligent Mail® barcode compliant and also helps companies comply with key federal rules and regulations such as GLBA and FACTA.

Syntel’s suite of products includes:

· AutoMail® - Mailroom automation software designed for maximum postage savings, improving statement production, and compliance with key federal regulations.

· MailStream Manager® - Notice redesign solution taking notices from boring to brilliant.

· TaxNoticeSolution® - Simply the easiest way to process and prepare your tax notices.

Located in Little Rock, AR and founded in 1977, the ASA Group is one of the largest national marketing organizations in the United States providing a full range of financial products, including Life, LTC and Annuities. We specialize in supporting the business development needs of professional advisors, banks and financial institutions alike through a wide array of financial products and services. Our commitment to you is to grow and prosper your business through point of sales support, training sessions, and seminars.

Over the past 47 years, SBA has grown in terms of total assistance provided and its array of programs tailored to encourage small enterprises in all areas. SBA’s programs now include financial and federal contract procurement assistance, management assistance, and specialized outreach to women, minorities and armed forces veterans. The SBA also provides loans to victims of natural disasters and specialized advice and assistance in international trade.

Nearly 20 million small businesses have received direct or indirect help from one or another of those SBA programs since 1953, as the agency has become the government’s most cost-effective instrument for economic development. In fact, SBA’s current business loan portfolio of roughly 219,000 loans worth more than $45 billion makes it the largest single financial backer of U.S. businesses in the nation.

Over the past 10 years, (FY 1991-2000), the SBA has helped almost 435,000 small businesses get more than $94.6 billion in loans, more than in the entire history of the agency before 1991. No other lender in this country – perhaps no other lender in the world – has been responsible for as much small business financing as the SBA has during that time.

We believe that specialization breeds strength, fosters concentration, and encourages high performance. Though our service lines have expanded somewhat to allow us to serve more of your needs, we are still known for the service we provide institutions and individuals with assets at risk. Whether you are a lender, insurer, agent, borrower, commercial or individual property owner, the services provided by WNCFirst will add a level of protection, confidence and risk mediation that will provide exceptional and reliable financial and compliance benefits for the life of your exposure. Whether it’s a standard or custom application, we have the products you need or we’ll build one to suit.