We provide insured benefits and other plans designed to protect the employees and meet the corporate and budget objectives of an organization. A consultation usually includes an assessment of the current program, professional recommendations, plan design, employee seminars and communications, and assistance with ongoing administration.

Section 105/Medical Reimbursement Plans, Zero Base Benefits Package, Group Medical Coverage, Group Dental Care, Group and Supplemental Life Insurance, Long-Term Care Insurance, Group Disability Income Protection and Flexible Benefits (Sec. 125 Plans).

With more than 100 years of experience in the insurance business and an “A” rating for financial strength by A.M. Best, CNA understands it takes more than a strong balance sheet to run a successful bank. It takes commitment to the community, dedication to service and flexibility to meet the needs of your clients. That’s why CNA provides a tailored program of property, casualty and specialty insurance coverages focused on the needs of the banking industry. Our portfolio of essential coverages includes: Directors & Officers Liability, Bankers Professional Liability, Lender Liability, Employment Practices Liability, Fiduciary Liability, Property & Casualty, Cyber Liability/Information Risk and Fidelity Bond. Their experienced underwriting staff is dedicated entirely to financial institutions and their claim attorneys are highly experienced in managing complex financial institutions claims. Learn more by contacting your independent agent today.

DELUXE FINANCIAL SERVICES CORPORATION
3013 Donaghey Drive
North Little Rock, AR 72116-8522
www.deluxe.com/connect

Deluxe Corporation understands the needs of financial institutions and provides measurable, sustainable solutions designed to target new customers, acquire and onboard accountholders, enhance customer experience, increase profitability, build brand loyalty and measure effectiveness.  Year after year, banks trust Deluxe to help them achieve their business objectives.  Learn more at www.deluxe.com/connect .

Equias Alliance, a partner to America's banking institutions, is comprised of several experienced independent consultants and top technical resources. Our strategies and practices enable clients to manage benefit liabilities, enhance shareholder value and attract and retain their best people. Trey Deupree and James Taylor assist Arkansas banks with the design and implementation of bank-owned life insurance (BOLI) portfolio strategies, executive & director benefits consulting, and risk assessment review of BOLI and executive & director benefit plans. In addition, The American Bankers Association (through its subsidiary, the Corporation for American Banking) has endorsed the BOLI and executive benefit services provided by Equias Alliance.

For more information, contact Harry L. "Trey" Deupree III at 469-252-1038 or by e-mail at tdeupree@equiasalliance.com<mailto:tdeupree@equiasalliance.com>.

Most Arkansas bankers have experienced significant administrative burden and increased cost of compliance with FDIC Final Guidance on Automated Overdraft Payment Programs (FIL-81-2010). The ABA endorsed IMPACT Overdraft Solution (IOS) provides software that automates most administrative functions necessary to comply with FDIC Final Guidance and Regulation E Opt-in requirements:

• Ongoing Regulation E Opt-in consent marketing, confirmations and compliance reports
• Excessive use notification letters and documentation of communications with customers who incur more than six charged overdrafts within a 12 month period
• Compliance reports for Board of Director oversight demonstrating required Board compliance with the Guidance
• Automation of overdraft compliance including required overdraft disclosures and customer communications

For about 1/3 the cost of one full-time employee the ABA endorsed IOS can ensure regulatory compliance, improve profitability, and significantly reduce the time and cost required to administer your bank’s overdraft programs, including a Contractual Compliance Guarantee.

Using CDARS banks can offer customers up to $50 million in FDIC Insurance. Banks like the service because it can help them to: attract new depositors, deepen existing relationships, build franchise value, lower their long-term cost of funds, diversify funding sources & manage their liquidity positions. Bank customers like CDARS because they can access added safety, $50 million in FDIC protection through a single banking relationship, and enjoy time saving conveniences in the process.

Limits and other terms and conditions apply. CDARS and IND are registered service marks and Prepaid Assessment Marketplace is a service mark of Promontory Interfinancial Network, LLC.

Increasingly competitive forces are causing organizations to consider new and innovative ways in which to manage the enormous amounts of both time and money they spend on the maintenance of their equipment.

SU Group LLC as the pioneer of the equipment maintenance management industry has evolved into providing comprehensive solutions to the demands of managing capital equipment repairs for thousands of clients throughout the United States and Canada. Our experience shows we will save your institution between 15% - 30% on your contracts you elect to move into the program. You use your same vendor. We simply change the way the vendor is paid and can provide you with a toll-free number for all service calls, inventory your equipment, manage all paperwork and even pay your vendors for you.

Your simple solution to check fraud. The Thumbprint Signature Program works as a natural deterrent. Customers are asked to place an impression of their thumbprint on the check using a small, inkless touch pad. Criminals seeking to commit check fraud are unlikely to put their thumbprints on bogus checks.

Let’s face it, it’s tough to keep up with compliance these days. Regulatory agencies are churning out reg after reg and who knows what exact new requirements The Dodd-Frank Act will put on financial institutions. Your Compliance Officer is overburdened and your budget doesn’t allow for additional personnel. TriNovus wants to help! Our TriComply solution is headed by Blair Rugh, one of the most pre-eminent experts in banking law with over 20 years experience in commercial and investment banking and a juris doctorate from Southern Methodist University.

TriComply will keep you abreast of the latest regulatory requirements and will provide you with analysis on the best way for your bank to comply and our staff will draft new compliance policies as they are required. We’ll answer questions specific to your bank via our online knowledge base where you can also view questions and answers to issues other banks are facing. In addition, you can submit advertisements for compliance review and share our compliance training with your staff. And if we develop software tools to to assist with compliance, you’ll have access of those as well.

Think of TriComply as a trusted advisor, help desk, educator and compliance assistant all rolled into one.

Financial institutions can take advantage of special pricing discounts through UPS under the brand new ABA/UPS Overnight Delivery Service Program. Under this new program, UPS is offering special shipping rates to financial institutions eligible for ABA membership on overnight and international delivery services specified below. UPS provides reliable overnight and international service to virtually anywhere in the world, serving delivery points within the United States and over 200 countries and territories worldwide.

Re-Enrollment Necessary for Current Program Participants: Financial institutions currently enrolled in the ABA/UPS Overnight Delivery Service Program must re-enroll in this program to receive the discounts and services under this new enhanced program!
PROGRAM BENEFITS

• 20% - 30% off published rates for UPS Worldwide ExpressSM letters & packages (U.S. origin only)
  
• 10% - 20% off published rates for UPS Worldwide ExpeditedSM documents & packages (U.S. origin only)
  
• 5% off published rates for UPS Next Day Air Early A.M. letters & packages
  
• 15% - 30% off published rates for UPS Next Day Air and UPS Next Day Air Saver letters & packages
  
• 10% - 25% off published rates for UPS 2nd Day Air and UPS 2nd Day Air A.M. letters & packages

WORKS24
(formerly Bankonhold)
3508 French Park Dr., Ste. 1
Edmond, OK 73034
www.works24.com

Onhold Worx is now Works24!!! New name, but the same great company that you have trusted with all your onhold marketing, digital signage and overhead music for the past fifteen years. The best service, the most options, and the winner of over 500 awards is still the same, we have just changed the name to reflect our commitment to serving our clients. The new Works24 platform is bringing ease of use and uncompromised quality and service to your bank in an application that is unmatched anywhere in the industry. “It’s about time and how you use it”. Give us a call and see what Works24 can do for your bank today.