How does it work?

The program works as a natural deterrent. Persons wanting to cash a check are asked to place an impression of their thumbprint on the face of the check using a small "inkless" touch pad which leaves no stain or residue on users or clothing. The procedure is quick, simple, and clean.

Criminals seeking to commit check fraud are unlikely to put their thumbprints on bogus checks. Those who are foolish enough to cooperate leave a positive ID that can be turned over to law enforcement to be used in cases where fraud is suspected. In many cases, law enforcement will not pursue a check fraud case unless they have this ID.

• Non-accountholders asking to cash a check place an impression of their thumbprint on the face of the check using a small “inkless” touch pad.
• Thumbprint Signature is a natural deterrent — criminals seeking to commit check fraud are unlikely to put their thumbprints on bogus checks.
• The thumbprint signature can be used by law enforcement agencies in the investigation of claims made by accountholders. It dramatically speeds up the investigation’s identification process.
• Even with the implementation of Check 21, the program continues to be a valuable resource in fighting fraud.
• Thumbprint Signature is an inexpensive way to prevent fraud without inconveniencing customers.

About the Touch Pad

The touch pad is a round, plastic, inkless thumbprinting device approximately 2" in diameter and 1/2" in depth that leaves no residue on the thumb. Users simply rub their fingers together and any remaining ink disappears. The touch pad is not the same as an ink pad and will not leave ink on a user’s thumb or clothing.

How the Touch Pad Works

The presenter of the check presses the thumb of his or her right hand on the pad and places the impression of the thumb on the face of the check between the memo and signature lines. If the presenter is disabled and cannot use his or her right thumb, an impression of the left thumb is placed on the check and noted “left hand” on the check next to the thumbprint. Should both thumbs be disabled, an impression of the right index finger is taken and “right index finger” is noted next to the print.