Pricing

ABA Members:
Early Registration Price: $1,700;
After October 12: $1,950

Non-Members:
Early Registration Price: $3,400;
After October 12: $3,900

Where

School Location:
Arkansas Bankers Association
Professional Development Center
1220 W. 3rd Street | Little Rock


Click here to register!

Hotel

Hilton Garden Inn Downtown
(501) 244-0044 or (844) 519-4718
Group Rate: $122, plus room tax
Group Code: 3197385

Downtown Marriott Little Rock
(501) 906-4000
Group Rate: $159, plus room tax
Group Code: A5698

Monday,November 9
Registration & Continental Breakfast

8:00 a.m. - 8:30 a.m.
Registration opens at 8:00 a.m. and a continental breakfast will be served.

Orientation

8:30 a.m. - 8:45 a.m.

Foundation Concepts in Lending

John Cochran
This module begins with an overview of the business of banking and the role of the lender. The module introduces risk appetite, risk tolerance, risk culture and the risks assumed in the loan portfolio. The module presents concepts which form the foundation for the Commercial Lending Curriculum including the 5 Cs of credit, the Loan Evaluation Equation and the Loan Evaluation Process. The borrower operates in an external environment which is largely uncontrollable. The module introduces the elements of the external environment and identifies key variables or things within the business that management can manage to mitigate the impact of the external environment.

Understanding the Borrower's Business

John Cochran
Each type of business and industry has a unique mix of assets, liabilities, margins, asset utilization and financial leverage. It is essential that the lender understand these critical differences among businesses. This module examines how the typical business operates focusing on the operating, fixed asset, profit, life and cash cycles. It identifies key variables which are going to be critical to the success of the business. The module demonstrates how financing needs arise, defines the sources of repayment and appropriate loan structures to meet financing needs.

Lunch

12:00 p.m. - 1:00 p.m.

Assessing the Risks Facing the Borrower

John Cochran
This module explores the risks impacting any business including risks introduced by the economic environment, the borrower’s industry and the borrower’s market. The borrower’s success is largely a function of a well-defined value proposition, an effective business strategy grounded in a defensible source of competitive advantage and successful implementation of that strategy. The module begins with an overview of the risks introduced by the economic environment. The module reviews the role of business and competitive strategy and defines three basic types of competitive strategies—price, product differentiation, and product focus. The module identifies the various factors influencing a company’s choice of business strategy. Product, industry, market structure and position, stage in life cycle and barriers to entry must be considered when defining and monitoring business strategy. The module outlines quantitative measures for assessing the effective implementation of strategy.

Evaluating Management

John Cochran
This module examines the management process. The emphasis is on evaluating the management team focusing on aspects of management including skills, integrity, and core competence. The module also discusses tools available to the lender to evaluate management and monitor management performance.

Networking & Welcome Dinner

6:00 p.m.


View the Agenda & Materials for:
Tuesday  |  Wednesday | Thursday | Friday

Roster

Continuing Education

Attendants qualify for up to 32 Continuing Professional Education (CPE) Credits in Specialized Knowledge & Applications in group-live training. No advance preparation is required. The Arkansas Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

Thank you to our Sponsor: