School Location
Hilton Garden Inn Little Rock Downtown
322 Rock Street | Little Rock

Hilton Garden Inn Little Rock Downtown
322 Rock Street | Little Rock
(501) 244-0044 or (844) 519-4718
Online Reservations: Reserve your room online by clicking here
Group Code: ARBANK

March 7-8, 2018
8:30 a.m. Registration
9:00 a.m. - 4:00 p.m.

Day One

  • Define consumer lending
  • Review consumer, personal, & household loan purposes
  • Discuss the concept of gathering complete information from applicants
  • Review the steps in evaluating the applicant credit Information
  • Making the best loan decision
  • Review the basics of consumer loan documentation
  • Discuss consumer loan collection issues
  • Review the following Federal and State lending regulations:
    • Equal Credit Opportunity Act as implemented by Regulation B
    • Regulation P (Privacy)
    • Truth-in-Lending Act as implemented by Regulation Z
    • Home Owner Equity Protection Act
    • The Fair Credit Reporting Act
    • USA PATRIOT Act - Customer Identification Program Requirements

Day Two

  • Review basic residential loan products
  • Using the uniform residential loan application
  • Evaluating residential loan application information
  • Surveys, title commitments and final title policies
  • Basic appraisal and evaluation compliance requirements
  • Federal lending regulations to include:
    • The Equal Credit Opportunity Act, Regulation B
      • Definition of appraisal
      • Notice of the Right to Receive a Copy of an Appraisal
    • The Fair Housing Act
    • Truth-in-Lending/Real Estate Settlement Procedure Act
      • Loan Estimate Disclosure
      • The Closing Disclosure
    • The Home Mortgage Disclosure Act
    • The Flood Disaster Protection Act
Attendants qualify for 12 Continuing Professional Education (CPE) Credits in Specialized Knowledge & Applications in group-live training. No advance preparation is required. The Arkansas Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: