Ken Kelly
Chair
American Bankers Association

Ben Udell
Founder
Ben Udell Consulting

With over 25 years of financial expertise, Ben Udell is a leading innovator in helping banks and credit unions “future proof” their institution. He is the leading expert in how bankers can leverage everyday AI, helping others find innovative ways to work smarter and more productively. As a leader in digital innovation, he enjoys working where customers, technology, marketing, and data intersect.

Ben’s insights are sought after at major industry events such as The Financial Brand Forum, where he was 2024’s Top Rated Speaker, state and national conferences, and webinars while also writing for The Financial Brand, state journals, and other outlets. He serves as AI Section Leader at the Graduate School of Banking at Wisconsin, and on the faculty of ABA’s Stonier Graduate School of Banking and Madison College. In his free time Ben creates content for robotsarepeople.net, an AI and technology-focused site.

Bob Musso
COO & CTO
FinPro, Inc.

Tim Schenk
General Counsel
Kentucky Bankers Association

Kay Lynch Sparks
Senior Director & Counsel of Innovation Policy
American Bankers Association

Kaye Lynch-Sparks is the Senior Director of Innovation Policy at the American Bankers Association, where she plays a pivotal role in shaping regulatory and legislative frameworks that impact the banking industry related to digital assets, fintechs, AI, open banking, and privacy. Kaye has over 12 years of experience in regulations and compliance.

She previously worked at the National Automobile Dealers Association where she specialized in credit and finance compliance. Additionally, she worked as a regulatory consultant for various federal agencies leading the drafting and implementation of regulations and policies. Kaye earned her bachelor’s degree from Appalachian State University and obtained her Juris Doctor from Loyola University New Orleans College of Law. She is licensed in the Commonwealth of Virginia.